Social Change Case Study Example | Topics and Well Written Essays - 750 words

Social Change - Case Study Example Chase Bank Miami Beach Branch is faced with a problem of credit management. This is the problem of collecting and controlling of payments from firms customers. Many of the loans and credit facilities advanced by the bank to its clients were defaulted. This is due to weak policies that govern the provisions of credit and loan facilities to clients. Customers take advantage of these weak structures within the credit and risk management department to default their payments. The function of credit management within a bank institution or company is very crucial. If control credit policies are well adhered to by the firm, strong revenues improve and reduce the financial risks. A credit manager is tasked to oversee credit management. He is the personnel employed by a banking institution to manage the department of credit and make decisions on issues such as acceptable risks to be considered and credit limits to be given to particular clients. The scope of credit management in a financial institution includes the following. In carrying out the above functions, a credit management department in Chase bank has come across come several challenges that need to be addressed. In regards to control of doubtful debt, the bank has had a problem in preventing the customers from defaulting their payments. This has the amounts of doubtful and bad debts significantly. This has had an adverse effect on the bank financial stability. In setting the credit floors and ceiling for the different clients, the bank has encountered several challenges. Most customers have been observed only to have active accounts just before and during the period they are advancing a loan facility. Once a loan has been advanced to them; their accounts become dormant. This has caused difficulties in setting the credit limits as most customers are not deemed to be reliable. Adherence to bank policies with regards to credit management has also posed a challenge to credit and risk management

The Internet from Christian and Islamic Perspectives Research Paper

The Internet from Christian and Islamic Perspectives - Research Paper Example Internet in Islam The popular notion, especially in the West is that Islam may not be comfortable with the Internet. Images of censorship and restriction would probably inform this perception. But the fact is that the Internet is accessible to many Muslims across the world. There is no specific Islamic teaching that bars the use of the Internet for Muslims. As a matter of fact, many Muslims are finding the Internet a convenient and useful way to learn not just about common knowledge but also about Islam, its rituals, among other information. Today, both traditional Muslim texts and contemporary Muslim conversation have found their way to the information superhighway (Bowen and Early, 300). Abdulla also pointed out that while Islam is not dependent on the Internet and computers and would not miss it if it disappears, there is still the fact that these technological innovations have expanded several aspects of Islam (62). For example, the Internet is also increasingly becoming a place for Muslims to join together into many communities that strengthen relationship and brotherhood. According to Karagiannis and Wagner, the Internet, along with the so-called "new media", created new forms of Islamic communities, which revolve around shared communications and which bind together new relationships (97). These are made possible by the amount of information that can be accessed as well as the social media (popular among Muslims) and the emergence of the e-mail messaging tool. These facilitate Islamic propagation. The capability of the Internet to be accessible to many people makes it an effective form of evangelizing tool. Many people are learning about Islam online and this is particularly important especially in the era wherein Muslims are constantly being treated with suspicion and Islam, being commonly misinterpreted. Many Muslims find the Internet useful in these areas. The Christian Tradition The utility of the Internet is also true in the case of Christians. Every one agrees that on its positive side and in regards to its technological capabilities, it is important for evangelism and missionary activities. As Campbell explained, from the point of view of many Christians, the Internet serves as "a social technology that helps people of shared faith gather together, thereby connecting those from the same religious tradition who would normally be separated by geography, time and other limitations" (39). This characteristic is supposed to be congruent with the Christian religious concept of the "body of Christ", which in this case manifest in a networked community of believers with the Internet as a medium. The Internet also serve as a resource and communication tool for Christians across the globe in their religious activities, information campaigns, among other evangelical works. It allows the Christian churches to reach out to its flock and facilitates in giving charity, missionary work, among others. Comparison It is important to underscore t hat the positive perspectives on the Internet as demonstrated in the previous sections are both true in the cases of Christianity and Islam. And this is also shown in terms of the negative attitude or perspective towards the Internet is not exclusive to any religion. There are Christian and Islamic values that can be both threatened by the Internet. For example, Christians criticize the uncensored content in the Internet that are made available to